Beginners Guide to MS

Multiple Sclerosis: Spendomania!

"I was like a creature possessed! Buying clothes was now a wonderful thing to do and I bought clothes. Boy, did I buy clothes! Thing is, I've always hated shopping for clothes. I still do!"

This is something you probably won't read about on other sites about multiple sclerosis but it is something you really should know can happen, whether you are new to multiple sclerosis, or thought you had pretty much learned all there was to know about the condition.

What is Spendomania?

Spendomania is the reckless spending of money, usually on items you do not need and often, do not even want! The downside is of course, financial hardship and the possibility of running up huge credit card bills or falling into debt you cannot pay.

How do you know if you are suffering from Spendomania?

Most likely, you will feel like you want to shop like a creature possessed and end up buying a load of things you don't really need or for that matter, want, often leaving unopened packages, new shoes or new clothing unworn.

Whilst it is great fun shopping without the constraints that once held you to relative prudence, this can land you in some serious debt, so before you buy, always ask yourself if you really want or need the item.

If your answer is "Who cares?" or something similar, you might want to reconsider your spending, particularly if you tend to leave things unopened or, perhaps much more importantly, if you are falling into debt.

Debt burden and MS

Multiple Sclerosis and debt can be a brutal combination. Adding to the burden of struggling to manage to work (if you are still able) and pay unnecessary bills run up by spending money you do not have is something you can definitely do without.

Multiple sclerosis is a particularly nasty illness in one particular respect in that it often strikes in the prime of adulthood, just when earning power and overall stamina needs to be at their peak.

The twin blows of losing earnings through job loss, or work absence, and physically being unable to work can place tremendous strain on anyone. Try not to add to your problems.

When / How does Spendomania Strike?

When spendomania strikes, it is often subtle, at least to begin with. A little 'treat' here and there can soon escalate into a spending frenzy which will max-out credit cards, drain bank funds and lead to a debt spiral.

Perhaps most worryingly, a 'spendomaniac' usually feels completely normal, indeed they can often feel almost euphoric and therefore recognizing that there is a problem in the first place can be difficult.

Going through this type of phase can occur after a period where other symptoms such as dizziness/vertigo have been severe. As the exacerbation recedes slightly and loses its grip, a temporary euphoria can set in where the person feels wonderful mentally and may even feel better physically but underneath the surface, an exacerbation may still be occurring.

This is the danger time! The time when it is easy to run up debts which will leave you in financial hardship for years to come. Recognizing that there is a problem, or a potential problem, is the first step.

How to avoid becoming a Spendomaniac

Be aware it can happen ... even to you!

Keep an eye on your spending: for example, are you buying things you do not need or being overly extravagant? Is the thrill of shopping the attraction rather than the requirement to shop? Do you find you are piling up debts which you could avoid and can do without?

If you are, or find yourself becoming aware of the some of the things mentioned in this article, then please, revise your spending habits at once.

If necessary, and it sometimes has to be done, believe me, pass control of finances to your partner or someone you can trust implicitly. You do not need to relinquish all control, just have someone who will be able to help you put a brake on your spending habits until the worst is over.

Spendomania may occur more than once. It can occur many times but if you are aware it can happen, and can take some steps to take to regain control, you should be able to avoid unnecessary financial hardship.

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